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Understand My Work Benefits Choices

What you'll get: Plain explanations of the terms in your work benefits packet and a list of questions to ask HR before you choose.

For: Everyday

My job's benefits open enrollment ends [DATE]. Here is what the packet says about my options: [PASTE THE PLAN SUMMARY OR LIST THE OPTIONS]. Who I'm covering: [JUST ME / ME AND SPOUSE / FAMILY]. Explain any confusing terms in plain words (like deductible, copay, out-of-pocket max, HSA or FSA), show the main differences between my options side by side, and give me a short list of questions to ask HR. Don't pick a plan for me.

💡 Paste the real plan summary. General answers about 'typical plans' won't match your employer's numbers.

Try it in the coach

Fill in the [BRACKETS] with your own details, then paste it into any AI chat.

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Spot a Scam

Check if a message, email, or call sounds fishy.

I got this [EMAIL / TEXT / PHONE CALL]: "[PASTE MESSAGE OR DESCRIBE IT]". Does this look like a scam? Explain the warning signs in plain words and tell me what I should do next. Remind me what a real company would and wouldn't ask for.

💡 AI is good at spotting common scam patterns, but when in doubt, call the company using a number you already trust.

Simplify Instructions

Make sense of confusing directions.

These instructions for my [ITEM, e.g., new thermostat] are confusing: "[PASTE INSTRUCTIONS]". Rewrite them as short, numbered steps in plain words, and point out anything I should be careful about.

💡 Numbered steps are much easier to follow one at a time.

Explain a Confusing Document

Understand a contract, lease, or letter.

Explain this [CONTRACT / LEASE / LETTER] in plain, everyday words: "[PASTE TEXT]". Tell me: what it's asking me to do, any deadlines, any costs, and anything I should ask a professional about before signing.

💡 The AI helps you understand it, and the last part reminds you when to get real advice.

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