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AI prompts for retirees, in plain English

You don't need to be "good with computers" to get real help from AI. Each idea below is a fill-in-the-blanks prompt. Copy it into ChatGPT, Gemini, or any AI chat, or let our free coach walk you through it one question at a time.

Ideas people use most

Spot a Scam

Check if a message, email, or call sounds fishy.

I got this [EMAIL / TEXT / PHONE CALL]: "[PASTE MESSAGE OR DESCRIBE IT]". Does this look like a scam? Explain the warning signs in plain words and tell me what I should do next. Remind me what a real company would and wouldn't ask for.
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๐Ÿ’ก AI is good at spotting common scam patterns, but when in doubt, call the company using a number you already trust.

Note to the Grandkids

Write a warm card, letter, or text.

Help me write a [BIRTHDAY CARD / LETTER / TEXT] to my grandchild [NAME], who is [AGE] and loves [THEIR INTERESTS]. I want to tell them [WHAT YOU WANT TO SAY]. Make it warm, a little fun, and right for their age.
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๐Ÿ’ก Sharing their age and interests helps the message really land with them.

Plan a Trip

Map out a getaway at your own pace.

Help me plan a [NUMBER]-day trip to [PLACE] in [MONTH]. I'm traveling with [WHO]. We enjoy [INTERESTS] and prefer [RELAXED / BUSY] days with [ANY NEEDS, e.g., not too much walking]. Our budget is about [AMOUNT]. Give me a simple day-by-day plan.
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๐Ÿ’ก Mentioning your pace and needs keeps the plan comfortable, not exhausting.

Questions for the Doctor

Prepare for an appointment.

I have a doctor's appointment about [CONCERN OR CONDITION]. Help me write a short list of questions to ask, in plain words. Also help me describe my symptoms clearly: [YOUR SYMPTOMS AND WHEN THEY STARTED].
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๐Ÿ’ก A list in your pocket means you won't forget what you meant to ask.

Learn Something New

Pick up a hobby or skill.

I'd like to learn [SKILL OR HOBBY]. I'm a complete beginner and can spend about [TIME PER WEEK]. Give me a simple 4-week plan with small, easy steps, and suggest free ways to learn.
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๐Ÿ’ก Small weekly steps make starting something new feel doable.

Compare Phone Plans

Two phone or plan options explained in plain words so you can choose.

Compare these two phone or plan options in plain words: Option A: [PASTE OR DESCRIBE PLAN A]. Option B: [PASTE OR DESCRIBE PLAN B]. I care most about [PRICE / DATA / COVERAGE / SIMPLE BILL / SOMETHING ELSE]. Tell me what each one really costs per month, what I'd get, and which fits me better if I mainly [HOW YOU USE YOUR PHONE]. Skip jargon.
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๐Ÿ’ก AI can line up the fine print in plain English, but double-check prices and coverage with the carrier or a trusted person before you switch.

Explain a Bill

Plain-words help reading a confusing bill or statement.

I got this [ELECTRIC / PHONE / MEDICAL / CREDIT CARD] bill or statement. Here's what it says: [PASTE KEY LINES OR DESCRIBE THE CONFUSING PARTS]. Explain each charge in plain words, flag anything that looks unusual, and tell me the one question I should ask [THE COMPANY] if I'm still unsure. I'm not great with jargon.
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๐Ÿ’ก Paste only the lines you're stuck on. You don't need the whole PDF for a clear explanation.

Questions

Is this free?

Yes. Every idea and the coach are free. Porch Plus ($5 a month or $48 a year) adds unlimited coaching and a saved library, but you never need it to use an idea.

Which AI should I use?

Any of them. These prompts work in ChatGPT, Gemini, Claude, Copilot, and others.

Is it safe to type my information in?

Keep private details out: no Social Security, Medicare, bank, or card numbers, and no passwords. Use blanks like [MY PLAN NAME] instead.

Can AI tell me if something is a scam?

It can point out warning signs and suggest what to ask, but always check with the company using a phone number you already trust.

Porch Notes: a free letter

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